US Bancorp operating under the trade name US Bank is the parent company of the US Bank National Association. The bank was founded on 13 July 1863 in the United States under the second-oldest continuous national charter. The bank has its headquarters located in Minneapolis MN.
US Bank provides several financial services such as consumer banking, corporate banking, investment, trust, wealth management, credit cards, mortgage loans, financial analysis, and much more. A huge chunk of the population in the US is connected to the US Bank currently. This is the reason why it has ranked as the fifth-largest banking association in the US.
What is the US Bank rewards card?
The US Bank issues a prepaid Visa or Mastercard that can be used by all of its customers. People who have their bank accounts opened at the US Bank can apply for this Visa or Mastercard. The bank availed this card to express appreciation to its employees or customers. This card is non-reloadable.
The value that this card holds can be used to gain loyalty, award, incentive, or promotional gift. It is generally purchased by business organizations who want to provide incentives to their employees in the form of rewards cards. However, unlike other prepaid cards, consumers cannot buy this card directly.
It can be used virtually at all places since they belong to a major card network. Also, you will not be able to withdraw cash using this card. It can only be used for making purchases or paying bills.
How to get the US Bank rewards card for yourself?
Now, you might wonder about how to get one such US Bank rewards card for yourself. Here is a list of simple steps you need to follow to get the card:
Step 1: If you are a fresh customer, then you need to first register yourself at the bank’s website, and create your account online.
Step 2: A variety of card designs will be displayed on your screen after you have created your account. Select the card design that you wish.
Step 3: Now order prepaid debit cards in any denomination, between $25 and $1000.
Step 4: As the last step, you need to customize the card with your logo or a special message.
How to redeem the US Bank rewards card?
To redeem the US Bank rewards follow the steps given below:
Step 1: First of all, login into your account at usbank.com.
Step 2: Your account’s page will open, and a list of options will be visible on your screen. At the top of the page, select the My accounts option and then click on My rewards.
Step 3: Now select the Redeem Rewards & Access card benefits option on the following page. After clicking on this, you will be directed to the Rewards Center.
Step 4: On the Rewards Center page, two options will be available based on the medium of rewards. You need to choose your preferred option between these two. The options are:
Points-based Rewards:
If you want to redeem your rewards in the form of points, then you can choose this option. You can redeem your rewards by browsing through a list of options such as merchandise, travel credits, a statement credit, gift cards, and much more.
Cash Back Rewards:
Here, you can earn your rewards by redeeming them through options such as a gift card, a statement credit, or a bank deposit. The options are fewer here, but you can get the cash and spend it wherever you wish.
US Bank rewards card benefits:
Rewards card benefits for the business:
Helps in motivating the employees:
Business organizations can gain the loyalty of their employees and appreciate their good work by gifting them these rewards cards.
Cost-effective:
These reward cards make it easier for a business organization to award all of their employees within the budget. Also, they are saved from spending on overhead expenses such as shipping, inventory, etc.
Easy purchase method:
The US Bank rewards card can be easily purchased using any of the mediums including a credit card, cheque, bank ACH account, or US Bank checking account.
Availability:
It can be available in any amount between $25 and $1000.
Program branding:
The card comes with the feature of adding your personalized logo. With this, you can co-brand cards with any company logo or a short message in context to the cardholder’s connection with the reward.
Reward card benefits for the recipient:
Flexible expenditure:
The card is versatile enough to be used anywhere Visa debit cards are accepted within the United States, for both online and mail purchases.
Security:
In case the card is lost or stolen, the recipient can get another card as its replacement. But the card’s account number must be available to replace the card.
Cardholder information:
The recipient can get the cardholder information or customer service through Web Access, live operator assistance, or Interactive Voice Response.
How to check the US Bank rewards card balance?
To check your balance on the US Bank rewards card, you can simply browse at www.usbankrewardscard.com where all of the information related to your card including the balance and transaction history will be available. This information is available 24/7, and the website does not charge any money for access to the information. If, for some reason you are unable to access the website, you can contact customer service at 855-274-9934.
In conclusion, we can say that the US Bank rewards card is convenient for business and community support. It is a great way to boost the confidence of hardworking employees and attain loyalty among them. However, this card cannot be directly purchased by customers and it is meant for business purposes. So save your time and money through these rewards cards.
- Does the US Bank Rewards card comes with an expiry date?
Yes, the US Bank rewards card comes with an expiry date, which is mentioned on the front side of the card.
- What is the replacement fee for the US Bank rewards card?
The replacement fee for a US Bank rewards card is $15.
